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Prodigy Insurance Claim

black-seal-153-100-prodigy-roofing-construction-llc-90032073If you are a homeowner in Houston and the surrounding areas of southeast Texas, then you may know the unpredictable weather of Houston and surrounding areas of southeast Texas. There are substantial amounts of roofs repaired or replaced every year because of the damage occurred by the mad wind of this area. In most cases, there is coverage for these roof replacements under homeowners insurance policy coverage.

A good quality home roofing and commercial roofing company should have in depth knowledge of the process of insurance claims. If the representative of your home roofing contractors is not able to explain the insurance claim process, you may get assistance from a Prodigy representative. Our representatives have an in depth knowledge of this insurance claim process that allows them to help the Houston homeowners to get the best return on their insurance investments.

If you have any insurance claim, or if you received an insurance settlement or if you have an inquiry to understand the whole insurance claim process, our expert and licensed insurance claim adjuster team can assist you. It’s just a matter of your phone call; our team who is the well experienced in the insurance claim process will be available to assist you within 24 hours.

Process of insurance claim

It will help you to understand the working process of your claims adjuster. There are five main steps of the insurance claims which are following-

STEP 1: ASSIGNMENT
After filing a claim to the insurance company, the claim is usually assigned to a licensed insurance adjuster to assist you to guide you through the process of the claim.
STEP 2: INITIAL CONTACT
In this step, yourassigned claims adjuster contacts you regarding your claim to schedule the inspection of the affected property.
STEP 3: EVALUATION
Following the inspection, he/she provides you with an itemized report that reflects the monetary amount of your loss. This is a valuation of your loss to the insurance carrier.
STEP 4: RESOLUTION
During the claims process, one may work with a contractor to complete the repairs. The repairs can be: home roof replacement, a residential roof repair or other various trade construction repairs. The insurance company will not perform home roof repairs, and they don’t assist in the selectionof aroofing contractor. Usually you are responsible to choose your home roofing contractors as long as the contractorcharges are aligned with the standards of roofing industry and your insurance allowance.

If you are unable to do it yourself, not to worry. Prodigy Roofing and Construction is ready to provide you assistance with experienced Licensed Insurance Adjusters. In this step, our representative will work with your insurance company to resolve the claim fairly.

A good contractor must assist you with all the steps of your insurance claim. If your roofing contractor is not availableto discuss with your claim with the adjuster about the damages,or status to your propertythen wesuggestyou discuss the process with a Prodigy representative.

Our representative will meet with the field claim adjuster to protect the investment of your insurance. By being present for your inspection,we can make sure that the insurance claim adjuster can thoroughly assessall damages to your property for which you are entitled to compensation for.
STEP 5: CLAIM CLOSED
The final step resolves your claim as per the terms of your policy, andthe claim is closed with the insurance company.

 

The Estimate of Damage

In Step 3, we make reference to a valuation of damages. At a quick glance it is a summary of your claimed property damages. Once the claims adjuster finishes the home inspection, an itemized estimate of the damages found to the property is generated. Towards the end of the report there isa summary pagereflecting an overview of all theproperty damage found at the time of inspection.On occasion, there is a difference in scope of what the adjuster’s report reflects and what the contractor’s estimate of repairs. Not to worry if you notice such difference. Contact yourProdigy Roofing & Construction representative who will consult with your insurance company directly to either perform a re-inspection to resolve the difference of scope or potentially even address remotely.